After binge listening to the ChooseFI podcast the past week, I was feeling particularly behind on my savings today. I had sent in my rollover check last week and wanted to see if maybe it had hit my 401k account. Well, guess what?!!! It hadn’t, but I have $5,255.47 in my 401k account as we speak.
Apparently, I have been saving 20% of my before-tax income and I didn’t even realize it. I was so stunned and was trying to do the math, but wow, I’m just so freaking happy right now!!!
The $5,255.47 balance doesn’t include my rollover check which is ~$11k so that will be at ~$16k once my rollover check hits my 401k account.
I’m currently contributing 20% before-tax and it sounds like the FI community is pro-before-tax so I’ll keep it at that until I hear otherwise.
$56.59 for gas (This premium fuel and an hour and a half commute is killing me! I’m looking into a vehicle with a lower car payment and that just uses regular unleaded gas – more to come on that)
$70.81 for groceries (This includes ingredients for an apple pie and a pot roast. The meat cost me $35.37 which made me cringe, but I still figured that with all of it, it’ll still be cheaper than eating out. I’m horrible about leftovers so a yummy lunch will keep me more motivated to bring my lunch than eating out).
$48 for blog (This blog will keep me accountable while on this path to FI)